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Retirement Readiness Quiz

Answer 10 questions to get a snapshot of your retirement preparedness across savings, income planning, healthcare, and estate planning.

Question 1 of 10

How much of your income are you currently saving for retirement?

Less than 5% 5–10% 10–15% More than 15%

Question 2 of 10

Do you have a dedicated retirement account (401k, IRA, etc.)?

No retirement account Yes, but contributions are inconsistent Yes, and I contribute regularly Yes, and I am maximising contributions

Question 3 of 10

How many months of expenses do you have in an emergency fund?

Less than 1 month 1–3 months 3–6 months More than 6 months

Question 4 of 10

Do you have a plan for healthcare coverage in retirement?

No, I haven't thought about it Aware of the issue but no plan yet Partial plan (Medicare + supplemental) Comprehensive plan including long-term care

Question 5 of 10

Do you know how much you will need to retire comfortably?

No idea I have a rough guess I have done some research I have a detailed, written plan

Question 6 of 10

What is your current debt situation?

Significant high-interest debt Moderate debt with a repayment plan Only mortgage or low-interest debt Little to no debt

Question 7 of 10

Have you planned for income sources in retirement?

Haven't thought about it Social Security only Social Security plus some savings Multiple streams: SS, savings, pension, or part-time income

Question 8 of 10

How would you describe your investment strategy?

I don't invest Basic investments, no clear strategy A strategy, but reviewed infrequently Clear, regularly reviewed strategy

Question 9 of 10

Do you have estate planning documents in place (will, power of attorney, etc.)?

None I've thought about it but haven't acted Some basics in place Comprehensive estate plan completed

Question 10 of 10

How confident are you that you are on track for retirement?

Not at all confident Somewhat worried Reasonably confident Very confident with a clear plan

This quiz is for educational purposes only and does not constitute financial advice. For a personalised retirement plan, consult a qualified financial advisor.

Retirement Readiness Quiz

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