Educational content on financial planning, investing, tax strategy, and estate planning. Written to inform, not to sell.
An LLC is a legal wrapper and an S-corp is a tax election inside it. The real 2026 S-corp saving with the QBI and SE-tax effects included, when a C-corporation wins, and the deadlines for changing your mind. With the S-Corp Election Worksheet.
Section 199A is now permanent. The 2026 thresholds, the wider phase-in range, what a service business loses above it, the W-2 wage limit, and why an S-corp salary can switch the deduction on or off.
Bonus is back to 100% permanently and Section 179 is $2,560,000. Where each one wins, the SUV and roof rules, state conformity, and why a full write-off can drop you through three brackets for nothing.
Two holding-period clocks, four worked sales of the same shares, why the qualifying rule saves less than it sounds, and the 1099-B basis error that taxes the discount twice.
The six versus twelve month split that decides your back pay, the lump-sum election that can cut the tax on it, the IRMAA surcharge arriving two years late, and why people who never applied still need to file.
Claim the free $1,000, then think hard before adding your own money. What the account actually does, the basis problem nobody mentions, and how it stacks up against a 529 and a custodial Roth.
PERA or DERP, what each formula pays, why the WEP and GPO repeal changed the math for 175,000 Coloradans, and the supplemental deferral room most members never use.
Two taxable moments, one costly reporting error, and a withholding rate that is usually too low. What to check before you exercise, and what to check on your 1099-B afterwards.
Four questions get you to the right plan. The first eliminates most of the field, and the second explains why defaulting to a SEP-IRA can cost $25,000 a year in contribution room.
If you are over 70 and a half and give to charity, writing a check is usually the least efficient route available. Why the 2026 rule changes widened the gap in the QCD's favor.
The five situations where converting genuinely pays: the window before RMDs, a low-income year, an RMD problem you can see coming, a market drawdown, and what your heirs will face. Plus the five cases where it costs you money.
A calm, practical guide to the first months after an inheritance: what to do first, how different assets are actually taxed, the ten-year rule, and the mistakes people make when grief and a windfall arrive together.
How the mechanics actually work, the wash sale rule everyone gets wrong, a real-world example with numbers, and the mistakes that turn a smart strategy into a mess.
The documents that do the heavy lifting, what to gather before your first meeting, the decisions worth making early, and the quiet mistakes that undo otherwise good plans.
Global private credit AUM is projected to surpass $2 trillion in 2026 and approach $4 trillion by 2030, but 2026 marks the sector's first real credit-cycle test.
We are predicting a rise in gold prices up to $5,300/toz due to an increase in private sector investment into the gold market.
Beyond "the financial advisor rich people use": what the service really covers, what it costs in 2026, who genuinely needs it, who doesn't, and how to tell a good firm from a bad one.
The FOMC faces a complicated balancing act: headline inflation has reaccelerated on an energy spike while the labor market shows clear signs of cooling, pointing to a "higher for longer" rate environment.
Surging electricity demand from AI-powered data centers is colliding with acute geopolitical supply risks from the escalating war in Iran, reshaping commodity prices, utility revenues, and broader macroeconomic outcomes.
The DXY stood at 97.61 as of February 27, 2026, down 9.27% year-over-year but rebounding modestly on resilient US inflation and labor data.
Our advisors are happy to talk through how these concepts apply to your specific situation.
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