Business Owners
Business owners have more levers than employees do, and almost all of them have to be pulled deliberately. Entity structure, plan design, and how you take compensation are the three that show up every year, and exit positioning is the one that has to start years early.
Guides
Longer-form background on the whole subject.
Tax Planning for Business Owners
Entity structure, the QBI deduction, retirement plans as a deduction, and the exit planning that has to start years before a sale.
Read the guide →Employee Benefits: A Strategic Guide for Business Owners
Plan design from SIMPLE IRAs through cash balance plans, group health alternatives, and executive compensation.
Read the guide →Cash Flow Management and Forecasting
Separating business capital from personal income, forecasting through uneven months, and building a reserve that holds.
Read the guide →Calculators
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Tax Savings Estimator
Estimate how much you could save in taxes through retirement plan contributions, deductions, and other strategies available to business owners.
Open the tool →Cash Flow Calculator
Find your real monthly surplus and savings rate, compare against the 50/30/20 guideline, and check your emergency fund coverage.
Open the tool →Net Worth Calculator
Total your assets and liabilities, and see how your investable assets split across taxable, tax-deferred, and tax-free treatment.
Open the tool →Articles
Specific questions, answered in plain language.
S-Corp vs LLC vs C-Corp: How to Choose a Business Entity in 2026
An LLC is a legal wrapper and an S-corp is a tax election inside it. The real 2026 S-corp saving with the QBI and SE-tax effects included, when a C-corporation wins, and the deadlines for changing your mind. With the S-Corp Election Worksheet.
Read the article →The QBI Deduction in 2026: Who Gets the 20%, Who Gets Phased Out, and What an S-Corp Changes
Section 199A is now permanent. The 2026 thresholds, the wider phase-in range, what a service business loses above it, the W-2 wage limit, and why an S-corp salary can switch the deduction on or off.
Read the article →Section 179 vs Bonus Depreciation in 2026: Which to Use, and When Not to Use Either
Bonus is back to 100% permanently and Section 179 is $2,560,000. Where each one wins, the SUV and roof rules, state conformity, and why a full write-off can drop you through three brackets for nothing.
Read the article →Self-Employed Retirement Plans: Which One Actually Fits
Four questions get you to the right plan. The first eliminates most of the field, and the second explains why defaulting to a SEP-IRA can cost $25,000 a year in contribution room.
Read the article →Want this applied to your own situation?
Everything here is general. A conversation is where it gets specific, and there is no cost or obligation in having one.